Innovation Behind Unify: Alogent’s Journey to Modernizing Check Payment Processing

Here's a challenge: How can you bring together the fragmented world of check payment processing to meet the fast-paced changes in technology and the rising expectations of account holders? Team Alogent saw this question as a great opportunity and sparked a bold initiative that would streamline our legacy item processing systems and fundamentally transform how financial institutions manage transactions. 

Join us as we explore how Alogent turned this significant challenge into a game-changing opportunity.

A Fresh Start

The journey began with a critical look at our existing landscape. Alogent was home to multiple solutions that managed item processing and check capture workflows. While functional, these systems carried the burden of age; each built in a different era with varying capabilities and interfaces. This resulted in some overlap, which occasionally introduced complexities in streamlining operations.

It became evident that mere updates wouldn’t suffice— Alogent saw the opportunity for a revolution. The financial industry demanded a solution that was powerful in its functionality and modern in its architecture and design. The decision was made to start anew and build a solution from the ground up that could consolidate our strengths into a single, powerful entity. Thus, the concept of Unify was born.

Designing with Modern Principles

With a clear goal in sight, Alogent embarked on a mission to streamline item processing for the next generation of bankers. The team behind Unify was not just creating another product; they were redefining what a product could be. Leveraging cutting-edge software architectures like microservices and integrating modern deployment technologies such as dockers and containers, Unify was designed to be simple, robust, and flexible.

The adoption of REST APIs facilitated seamless integrations and interactions to ensure that Unify could easily connect with other systems and services. Unify can evolve without becoming obsolete—adapting to new technologies and banking practices as they emerge.

Understanding that the ultimate judges of Unify’s success would be the users themselves, Alogent placed a strong emphasis on user-centric design. Every feature and functionality of Unify was scrutinized not only for its technical prowess but for its usability. 

• How would it make the user’s job easier?
• Could it reduce the time spent on routine, manual tasks?
• How intuitive is the interface?

These questions guided the development process and made certain that Unify would provide a streamlined, intuitive experience that feels more like a natural extension of the user’s capabilities rather than navigating a complex system.

Redefining Deposit Automation

Unify exemplifies the outcomes possible when dedication to innovation is at the forefront of a company's mission. More than just a product, Unify has transformed the benchmark for deposit automation, providing financial institutions with a dynamic platform that evolves alongside them. Those who integrate Unify gain not merely a tool, but a future-ready platform that is equipped to handle future challenges and capitalize on new opportunities.

Unify’s flexible architecture means that new features can be added without disruptions. Its scalability ensures that it can handle the high volumes for larger enterprises while remaining efficient for smaller banks. Integrated fraud mitigation capabilities add another layer of security, helping institutions to proactively identify and respond to suspicious activity across all points of capture. And perhaps most importantly, its design—centered on security and compliance—means that it not only meets today’s regulatory standards but is prepared for tomorrow’s.

Unify Today

Unify, Alogent's award-winning enterprise deposit automation platform, equips banks and credit unions with a versatile, omni-channel solution that adapts to evolving payment behaviors. Point-of-capture agnostic, Unify delivers seamless, real-time processing for consistent, on-demand banking experiences. Built on a scalable, cloud-native foundation, it ensures performance and security as transaction volumes fluctuate and uses advanced check fraud mitigation capabilities to keep users and institutions protected. 

Interested in learning more?  contact us

Discover Unify in this 2-minute video

Be the first to know! Click below to follow us on LinkedIn for news and content updates!